If you miss a payment, your insurer will usually contact you to arrange payment.

If payment is not received, they may cancel your policy, so it’s essential to contact them as soon as possible if you’re having difficulties making payments.

Yes, you can cancel your policy at any time.

However, if you cancel before the policy term is over, you may have to pay a cancellation fee.

Some UK car insurance policies provide coverage for driving abroad, but it may not be as comprehensive as your UK cover.

Always check with your insurer before you travel.

If your car is written off, your insurer will usually pay you the car’s market value at the time of the incident.

This can be used towards a replacement vehicle.

A no-claims bonus is a discount car insurers give you for every year you go without making a claim.

The more years you go without claiming, the larger the discount on your premium can be.

If you need to make a claim, contact your insurance provider as soon as possible.

They’ll guide you through the process, which usually involves providing details about the incident and any damage or injuries.

If you’re involved in an accident, ensure everyone’s safety first, then exchange details with any other parties involved.

Contact your insurer as soon as possible to report the accident and follow their instructions for making a claim.

Some potential ways to lower your premium during the policy term include improving your car’s security, reducing your mileage, or increasing your voluntary excess.

Always consult your insurer before making these changes.

Many insurance providers offer breakdown cover as an optional extra.

You should contact your insurance provider to find out if you can add this to your current policy.

Yes, most insurance providers allow you to make changes to your policy even after it has started.

However, significant changes might affect your premium or incur an administration fee.